:root{
  --bg:#0f172a;
  --bg2:#111827;
  --text:#111827;
  --muted:#4b5563;
  --light:#f8fafc;
  --accent:#991b1b;
  --accent2:#b91c1c;
  --border:#e5e7eb;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6;background:#fff}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
header{background:linear-gradient(135deg,var(--bg),var(--bg2));color:#fff}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.topbar{display:flex;justify-content:space-between;align-items:center;padding:18px 0;gap:18px;flex-wrap:wrap}
.logo{font-size:1.8rem;font-weight:700;color:#fff}
.nav{display:flex;gap:18px;flex-wrap:wrap}
.nav a{color:#fff;font-weight:600}
.hero{padding:72px 0}
.hero h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.1;margin:0 0 18px}
.hero p{max-width:760px;font-size:1.1rem;color:#e5e7eb}
.hero-cta{margin-top:26px;display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;padding:14px 22px;border-radius:8px;font-weight:700}
.btn-primary{background:var(--accent2);color:#fff}
.btn-secondary{background:#fff;color:var(--bg)}
section{padding:54px 0;border-bottom:1px solid var(--border)}
h2{font-size:2rem;margin:0 0 16px}
h3{font-size:1.2rem;margin:0 0 10px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:0 2px 10px rgba(0,0,0,.04)}
.card p:last-child{margin-bottom:0}
.highlight{background:#f8fafc}
.two-col{display:grid;grid-template-columns:1.25fr .95fr;gap:28px}
.kicker{font-size:.9rem;font-weight:700;color:var(--accent);text-transform:uppercase;letter-spacing:.05em;margin-bottom:8px}
ul.clean{padding-left:20px;margin:10px 0}
ul.clean li{margin-bottom:8px}
footer{background:var(--bg2);color:#fff;padding:34px 0 40px}
footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:22px}
.legal{font-size:.98rem;color:#e5e7eb}
.notice{background:#fef2f2;border:1px solid #fecaca;padding:16px;border-radius:10px}
.phonebox{background:#fff;border-radius:14px;padding:20px;border:1px solid var(--border)}
small.muted, .muted{color:var(--muted)}
.table{width:100%;border-collapse:collapse;margin-top:12px}
.table th,.table td{border:1px solid var(--border);padding:12px;text-align:left;vertical-align:top}
.breadcrumbs{font-size:.95rem;color:var(--muted);margin:24px 0 6px}
.page-hero{padding:28px 0 16px}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.8rem);line-height:1.15;margin:0 0 12px}
.cta-strip{background:#111827;color:#fff;padding:24px 0}
.cta-strip h2{color:#fff;margin-bottom:8px}
@media (max-width:850px){
  .grid,.two-col,.footer-grid{grid-template-columns:1fr}
  .hero{padding:56px 0}
}